About Kirti Financial Services

Empowering Bharat with responsible, transparent, and accessible financial solutions for individuals, MSMEs, and rural entrepreneurs.

Who We Are

Built on Trust. Driven by Growth.

Kirti Financial Services Pvt. Ltd. is a registered NBFC–ICC established in 2022 by the Kirti Group. We provide alternative and innovative credit solutions designed to meet the evolving financial needs of individuals, entrepreneurs, farmers, traders, professionals, and businesses.

With a customer-first approach, we focus on extending financial access to rural and semi-urban communities while supporting the growth of MSMEs and emerging businesses.

01

Who We Serve

Farmers, traders, professionals, entrepreneurs, and MSMEs across rural and semi-urban markets.

02

What We Provide

Tailored credit solutions designed around diverse personal, professional, and business requirements.

03

How We Operate

Through transparent processes, decentralized lending, technology-enabled operations, and faster turnaround.

04

What Drives Us

Creating long-term value through responsible lending, financial inclusion, and customer-centric service.

Our approach - people, product, process, platform

Our Approach

Finance That Goes Beyond Conventional Banking

Our approach is built around understanding our customers, simplifying access to credit, and delivering solutions that support sustainable growth.

People

Empowering our employees to deliver better customer experiences.

Product

Developing relevant and flexible credit solutions for evolving financial needs.

Process

Building transparent, efficient, and customer-friendly lending processes.

Platform

Using technology to improve accessibility, speed, and service delivery.

Our Vision

To be the preferred financial solutions provider, excelling in customer delivery through insight, empowered employees, and smart use of technology.

Our Mission

To provide alternative credit products and unique credit solutions to growing companies and their ecosystems that foster the well-being of people and the planet.

Enabling Progress
for a Stronger
Tomorrow

Our Values

What We Stand For

Customer Centricity

Putting customers at the centre of every decision.

Ethics

Conducting our business with integrity and responsibility.

Transparency

Building relationships through openness and clear communication.

Teamwork

Working together to achieve stronger outcomes.

Our Team

Meet Our Leadership

Mr. Prakash Waikar - Director

Mr. Prakash Waikar

Director

Mr. Prakash Waikar has been associated with the Banking Sector for the past 42 years, holding positions at the senior most level.

CA Akshaydeep T Dhoot - Director

CA Akshaydeep T Dhoot

Director

Driving innovation, financial structuring and scalable business solutions across key verticals for over 10 years.

CA Anand Bhutada - Director

CA Anand Bhutada

Director

Focused on operational excellence and delivering consistent value through customer-first financial solutions.

CA Arjun A Bhutada - Director

CA Arjun A Bhutada

Director

Leading strategic growth and financial operations with strong expertise in business planning and execution.

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